"Dedicated to the Maximization of
Our client’s Assets” R. Brook Hansen, CLU, ChFC, AEP President
“Estate, retirement, and investment planning should begin with
income planning. We need to create a strategy regarding which
assets are to produce income, and when; before we can develop intelligent
solutions for positioning and investing ones
assets.”
Estate plans can be created that are, in effect, “repeal proof”.
You can design a plan that will have a positive effect on your
estate regardless of changes in tax law.
Services we provide:
Offensive Tax Reduction I:
The act or the art of taking the dollars we already spend and making
those dollars tax deductible, morally, legally and ethically. This
is a must for a small business or self-employed person.
Offensive Tax Reduction II:
The act or the art of creating assets we will use in
retirement and make them tax efficient now and in the future.Few people
consider how they will access their assets until it is too late, if
at all
Estate Planning:
This ranges from creating effective Will and Trusts language for the eventual distribution of your assets to designing elaborate defensive tax reduction plans.
Defensive tax reduction:
is the act or the art of taking the assets that you already own and
making them efficient from an estate, income and capital gains tax
perspective.
Income Planning:
We help people determine which assets they are to spend and when, with
an emphasis on retaining equity and reducing taxes. If you are within
fifteen years of retirement, you ought to consider this.
Wealth Creation:
Sometimes people simply want to take what they have and use it to create
wealth and or income. We develop strategies that include building
real estate portfolios and small businesses, in addition to what might
be considered “conventional” planning. We employ Creative
Wealth Strategies wherever we find the opportunities.
Insurance Licenses, Investment
Registrations & Professional Designations
• Minnesota State Insurance • Series 63, Uniform Securities Agent State Law Exam (Regulatory and Licensing) • Series 6, Investment Co./Variable Contracts Rep (Mutual funds and variable products) • Series 7, General Securities Representative • Series 66, Uniform Combined State Law Exam • Series 24, General Securities Principal • Chartered Financial Consultant (ChFC) • Chartered Life Underwriter (CLU) • Accredited Estate Planner (AEP)
Professional Organizations Society of Financial Services Professionals Center for Ethical Business Cultures Minnesota Business Ethics Award and Event National Association Of Estate Planners and Councils National Association of Insurance and Financial Professionals
